Ripple
Ripple (known as XRP) was created by US-based technology company Ripple Labs to allow financial institutions to transfer money with negligible fees and low wait-times. XRP is the native currency for the payment protocol Ripple which purports to enable “secure, instant and nearly free global financial transactions of any size with no chargebacks”. Ripple Labs was sued by the SEC in December 2020 for selling XRP tokens, classified by the SEC as unregistered securities.
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